Eligibility for loans

Income: minimum of 6 months employment to consider this income, Tribal general welfare payments maybe be considered in addition to another form of documented income.

Collections and Judgements: $10,000 or less dependent upon type of loan product.

Approval is based on each individual’s affordability (ability to pay back the loan): debt-to-income ratio.

Packaging of loans

We are excited to announce that Cedar Growth is in the last phase of joining resources with FAHE.

Fahe is a non-profit that provides support to many non-profit housing development and lending organizations serving predominantly rural communities. Our rates compete with national lenders, but our main emphasis is matching clients with mortgage products that help them become successful homeowners that strengthen their communities.

Fahe provides training, expertise, and support to Native CDFIs and non-profit organizations in accessing the secondary mortgage market through our Native Lending Program,

Conventional Mortgages/ loan products available

• Purchase
• Refinance
• Home Equity
• USDA 502 – Direct & Guarantee

• FHA, VA
• Fannie & Freddie Conventional (80/20)
• Fannie Home Ready Loan
• Freddie Home Possible & Heritage One Loan

Cedar Growth is excited to join resources with FAHE to offer our Tribal Member a variety of Mortgage Products. This partnership along with our loan officers strive to enable making homeownership a reality.