U.S. Department of Housing and Urban Development
HUD Counseling
We're Here for You
HUD counseling is available to anyone facing housing challenges or seeking to improve their housing situation. This includes individuals and families dealing with renting issues, foreclosure, eviction prevention, or preparing for homeownership. Whether you are a first-time homebuyer, a renter struggling to make ends meet, or someone at risk of foreclosure, HUD counseling is open to people from all income levels and backgrounds. Cedar Growth is dedicated to providing these services to support long-term housing stability for individuals and families in need.
What is HUD Counseling?
HUD counseling provides expert guidance and resources to help individuals and families navigate housing challenges. Whether you need assistance with rental support, foreclosure prevention, eviction avoidance, or preparing for homeownership, HUD-certified counselors offer personalized advice and action plans to improve housing stability. At Cedar Growth, our HUD-approved counseling services empower clients with the knowledge and support needed to make informed housing decisions and build a secure future.
Pre-purchase
HUD counseling provides valuable pre-purchase advising to help you prepare for the journey of buying a home. Our HUD-certified counselors will guide you through the process, offering education on budgeting, saving for a down payment, and understanding mortgage options. We help you assess your creditworthiness, determine what you can afford, and ensure you are financially ready for homeownership. With expert advice and personalized action plans, HUD counseling sets you up for success by equipping you with the knowledge and tools necessary to make informed, confident decisions before purchasing your home.
Post-purchase
HUD counseling provides valuable post-purchase advising to help homeowners maintain financial stability and prevent future housing challenges. Our HUD-certified counselors assist with managing mortgage payments, budgeting for homeownership costs, and addressing issues like foreclosure prevention or loan modifications if needed. We help you navigate any financial difficulties, ensure you understand your rights and responsibilities as a homeowner, and offer strategies to maintain long-term housing security. With personalized support and guidance, HUD counseling helps you stay on track and protect your investment in your home.
Foreclosure Prevention
HUD counseling offers essential support for homeowners facing the risk of foreclosure. Our HUD-certified counselors work closely with you to explore all available options, including mortgage modifications, repayment plans, and potential government assistance programs. We help you understand your rights, communicate effectively with your lender, and create a personalized action plan to avoid foreclosure. Through ongoing guidance and advocacy, HUD counseling ensures you have the resources and support needed to keep your home and secure your financial future.
Rental Resources
We understand that stable housing isn’t limited to homeownership. That’s why we also provide extensive rental resources to assist individuals and families facing housing challenges. Whether you’re struggling to pay rent, dealing with eviction, or seeking guidance on rental rights, our HUD-certified counselors are here to offer support. We connect clients with available rental assistance programs, help them understand their options, and create actionable plans to maintain housing stability. Cedar Growth is committed to helping renters navigate difficult situations and secure a stable living environment.
Rental Counseling
Rental counseling at Cedar Growth provides essential support for individuals and families who are renting or facing challenges in their rental situation. Our HUD-certified counselors help renters understand their rights, resolve disputes with landlords, and navigate issues like late payments or eviction prevention. We offer guidance on applying for rental assistance programs and help create a personalized plan to maintain housing stability. With our expertise, renters can gain the knowledge and resources needed to protect their housing and ensure long-term security.
Eviction Prevention
Eviction prevention services at Cedar Growth are designed to support individuals and families at risk of losing their home. Our HUD-certified counselors work with clients to address the root causes of eviction, whether due to missed payments, disputes with landlords, or other financial challenges. We provide guidance on available legal protections, assist with applying for rental assistance programs, and help negotiate with landlords to prevent eviction. With personalized support and practical solutions, Cedar Growth helps clients maintain their housing stability and avoid the stress and disruption of eviction.
Meet Our HUD Counselors
Meet Rita! She is a HUD-certified housing counselor passionate about helping people with housing challenges. She provides support with rental assistance, foreclosure prevention, eviction help, and homebuyer education. Rita believes everyone deserves a safe and stable home and works hard to give clients the guidance and resources they need to succeed.