Financial Education
One - on - One Coaching
We're Here for You
Financial instability can feel overwhelming, but you don’t have to navigate it alone. At Cedar Growth, our one-on-one coaching is designed to help you take control of your finances and build a path toward stability. Whether you’re struggling with budgeting, managing debt, improving your credit, or avoiding predatory lending, our expert coaches provide personalized guidance tailored to your unique situation. With the right support and tools, you can break free from financial stress and create a stronger, more secure future for yourself and your family.
What Can One-on-One Coaching do for me?
One-on-one coaching at Cedar Growth provides personalized financial guidance to help you take meaningful steps toward stability. Our coaches work with you to create a realistic budget, develop a plan to reduce debt, and improve your credit score. We also help you identify and avoid predatory lending practices that could put your financial future at risk. Whether you need support setting financial goals, navigating loan options, or simply gaining a better understanding of your finances, our coaching sessions give you the knowledge and tools to make informed, confident decisions.
Credit Coaching
Our experts provide personalized guidance to review your credit report, identify areas for improvement, and develop strategies to boost your credit score. Whether you’re managing debt, rebuilding after financial setbacks, or looking to establish credit for the first time, we’ll help you navigate the process with confidence. By understanding how credit works and avoiding costly pitfalls, you can unlock opportunities for homeownership, business growth, and long-term financial success.
Debt Management
Cedar Growth’s debt management coaching helps you assess your current financial situation, create a realistic repayment plan, and develop strategies to reduce debt while avoiding high-interest traps. Whether you’re struggling with credit cards, loans, or other financial burdens, our experts provide the guidance you need to pay down debt effectively and build a stronger financial future.
Budget 101
A strong budget is the foundation of financial stability, and Cedar Growth’s budgeting coaching helps you create one that works for your life. Our experts will guide you in tracking income and expenses, prioritizing essentials, and setting realistic financial goals. Whether you’re looking to break the paycheck-to-paycheck cycle, save for the future, or simply gain better control over your finances, we provide the tools and support to help you build a budget that sets you up for long-term success.
Predatory Lending Prevention
High-interest loans and deceptive lending practices can trap borrowers in cycles of debt, but Cedar Growth is here to help you avoid these financial pitfalls. Our coaching provides the knowledge to recognize predatory loans, understand fair lending terms, and make informed borrowing decisions. Whether you’re considering a loan, dealing with aggressive lenders, or looking for safer alternatives, we’ll equip you with the tools to protect yourself and secure a more stable financial future.
How It Works
1. Consultation
Your journey starts with a consultation with a financial coach who will listen to your concerns and assess your current situation. Whether you’re struggling with debt, need help creating a budget, or want to improve your credit, we’ll assess your needs and introduce you to the tools and resources available.
2. Personalized Guidance
Every financial situation is unique, so we develop a custom action plan based on your goals. Whether it’s tackling debt, building savings, managing credit, or avoiding predatory lending, we provide clear steps and strategies to help you take control of your finances with confidence.
3. Try & Revise
Financial stability takes time, and we’re here to support you through the process. As you apply what you’ve learned, we’ll check in, make adjustments, and refine your plan to ensure you stay on track. Our goal is to provide continuous guidance so you can build lasting financial security for yourself and your family.
Meet Our Coaches
Meet Rita! She is a HUD-certified housing counselor passionate about helping people with housing challenges. She provides support with rental assistance, foreclosure prevention, eviction help, and homebuyer education. Rita believes everyone deserves a safe and stable home and works hard to give clients the guidance and resources they need to succeed.