Our Board of Directors
After graduating from the University of Wisconsin – Eau Claire with a bachelor’s degree in Marketing, Ryan started his career as a casino marketing intern for the Ho-Chunk Nation, which he is an enrolled member of. Through time he worked his way to Executive Leadership at Ho-Chunk Gaming Wisconsin Dells. Looking to explore the private sector, yet still serve Indian Country, Ryan made a transition to M3 Insurance as an Account Executive where he currently specializes in property & casualty risk consulting for tribal governments and their diverse business enterprises. Ryan is a first time Native CDFI Board Member and is currently serving on other Wisconsin Boards.
Nathan King is a Vice President of Bay Bank in Green Bay, WI. He oversees the retail and administration aspects of the bank which include lobby operations, branch network, consumer products, strategic planning, human resources, and marketing. Prior to working at the bank, Nathan worked for the Oneida Nation for nearly 20 years in various positions including as a community planner and most recently as Director of Legislative Affairs. He was instrumental in advocating for the Oneida Nation’s goals at the federal, state, and local level for many years. He is knowledgeable in every area of the bank and supervises about half of the bank staff. Nathan has an MBA from Baker University. Nathan in an enrolled member of the Oneida Nation of Wisconsin.
As a former Legislative Representative for the Ho-Chunk Nation, Hinu (Helgesen) Smith was responsive to her constituency especially throughout the COVID-19 pandemic. Hinu was also responsible for updating existing and creating new Ho-Chunk Nation laws, codes and ordinances. Smith lobbied at the state level on issues impacting Tribal membership and Nation sovereignty. She has been a strong supporter of culturally appropriate economic development for the Ho-Chunk Nation and communities she represented.
Hinu Smith currently works as an Indian Child Welfare Case Manager for the Ho-Chunk Nation. She monitors child welfare cases across the United States for compliance with the Indian Child Welfare Act at the state and federal levels. She collaborates with local child welfare agencies in the best interest of the Ho-Chunk children. Hinu (Helgesen) Smith has a passion empowering her people and uplifting communities.
Fern Orie is the Chief Programs Officer and Executive Vice President of Advocacy & Strategic Partnerships for the Oweesta Corporation, the only national Native CDFI Intermediary offering financial products and development services exclusively to Native CDFIs and Native communities. For the past fourteen years, Ms. Orie served as the founding CEO of the certified Native community development financial institution (CDFI), Wisconsin Native Loan Fund, a statewide housing and consumer revolving loan fund.
Ms. Orie has nearly 20 years of experience in the Native housing field. She is a strong advocate and very active in the Native community and economic development field in her region and at the national level. In addition, Ms. Orie serves on the Board of Directors and Loan Committee of Bay Bank, a tribally owned bank in Green Bay, Wisconsin. Fern is an enrolled tribal member of the Oneida Nation of Wisconsin.
Isaiah Ness is the CEO and Founder of Sun Bear Industries (SBI), established in 2022 to empower economically disadvantaged communities across the United States by advancing sustainable and reliable energy solutions. Under his leadership, SBI specializes in design engineering, feasibility studies, energy planning, and sustainable development, with a focus on supporting tribal nations in achieving energy sovereignty through innovative renewable energy projects. Isaiah’s commitment to fostering sustainability and economic equity has earned him widespread recognition, including his appointment to the board of RENEW Wisconsin and his selection as one of Wisconsin’s 40 Most Influential Black Leaders for 2024. With a proven track record of developing solar energy projects nationwide, Isaiah continues to drive impactful change in communities striving for energy independence.
Kate R Finn is the Staff Attorney for the First Peoples Investment Engagement Program (FPEIP). Ms. Finn most recently served as the inaugural American Indian Law Program Fellow at the University of Colorado Law school where she worked directly with the tribes and Native Communities. Ms. Finn holds a J.D. and a Masters in Public Adminstration from the University of Colorado, and a B.A from Princeton University.
Ms. Finn’s work encompasses strengthening healthy Native communities through economic development initiatives and addressing violence against indigenous women. She co-authored several articles on the intersection of resource development and violence against women in native communities. She works with the FPIEP to deploy shareholders advocacy tools to create mutually beneficial investment opportunities for indigenous communities and investors. Prior to attending law school, Ms. Finn served as a Program Coordinator with the Denver Victim Services Network ensuring that victims of crime in the Denver metro area had access to a comprehensive network of services. She worked on the local level to connect services agencies, and also advocated at the federal level for adequate protection of victims of crime. Ms. Finn is a proud, enrolled member of the Osage Nation.
About Cedar Growth
History
First Nations Community Financial, (FNCF) was created to build the strength and wholeness of the Ho-Chunk Nation (HCN) Communities and Native Americans. A small business program struggled under the government from the 1990’s until early 2000’s. To address the obstacles, FNCF was created and developed through Ho-Chunk Housing and Community Development Agency, (HHCDA) in 2006. HHCDA helped the CDFI to achieve many milestones and set the foundation for the CDFI, but certification was unattainable while under HHCDA because of additional barriers. During that time, FNCF was unable to operate under their own Employer Identification Number and therefore was not able to stand as a separate Legal Entity, this being the largest barrier.
December 2011: Certificate of Incorporation
May of 2012: Operating under their own tax identification number as a separate entity
May of 2013: Achieved certification as a Native CDFI
May of 2015: Became a 501C3
This separation would not have been possible without the assistance of the Ho-Chunk Nation. Upon separation from HHCDA the Ho-Chunk Nation provided FNCF with a sizable small business loan portfolio and has since supported FNCF through a MOU that includes a two way
street of support both to and from our organization here to help fulfill goals both of the tribe and the surrounding Native communities.
Today
Our Mission: Is to deliver exemplary services by providing financial education, training, and access to capital to support sustainable business and community development while improving the quality of life within our communities.
Our Vision: Is shaping our communities by encouraging economic growth and delivering financial empowerment.
Our Foundation: Our mission is building economic and financial independence, increasing the Nation’s access to capital, and empowering tribal member’s individual foundations for stronger financial levels of success.
FNCF continues to offer a wide range of services to Ho-Chunk Nation tribal members. We provide personalized financial counseling on an as-needed basis, available by appointment. In addition, we offer developmental support to complement our lending products, including credit report reviews, household budgeting, and guidance on purchasing a vehicle, starting a business, or buying a home. Over the past five years, FNCF has assisted more than 5,000 clients with these services. Developmental support is provided to all loan clients as part of the loan closing process.
Since July 1, 2012, we have received a total of 8,000 loan applications, approving 6,900 loans totaling $12.25 million. For clients who were not approved, FNCF offers services to help them reach the point of approval.
FNCF has also offered the annual youth financial literacy event The Financial Frenzy since 2010. We have reached over 800 Ho-Chunk youth, assisting them to make informed financial decisions upon receiving their trust funds. Other events include Pathways Home classes to begin the foundation of success for home ownership.